Peoples United Bank,People's United Bank is the largest regional banking organization headquartered in New
England. With the acquisition of the Chittenden  Corporation in January 2008, it has grown to approximately $22 billion
in assets and more than 300 branches in Connecticut, Maine, Massachusetts, New Hampshire, Vermont and in
Westchester County, New York. A diversified financial services company founded in 1842, People's United Bank
provides consumer, commercial, insurance, retail investment and wealth management and trust services to personal
and business customers.
For more information, please visit www.peoples.com or call our Customer Service Center at 800-545-2236.
Vermont Mortgage Bankers Association

First American Title Insurance Company, the largest subsidiary of
The First American Corporation (NYSE:FAF), traces its history to 1889.  One of the largest
title insurers in the nation, the company offers title services through nearly 1,500 offices
and an extensive network of agents throughout the United States and abroad.  The
company has its headquarters in Santa Ana, California.  www.firstam.com

Vermont Attorneys Title Corporation
We insure the American Dream.  Vermont Attorneys Title Corporation (VATC) is a
bar-related subsidiary of CATIC, the second largest bar-related title insurance company in
the United States.  Relying on its strong and loyal network of agents and members
CATIC has been the #1 title insurer in the Vermont marketplace for years.  Because your
home or business property is a substantial investment and because it does make a
difference who insure your title, be sure to ask your attorney to issue a VATC policy.  
Visit us at www.vermontattorneystitle.com.
Vermont Attorneys Title Corp.
P. O. Box 1101
Burlington,VT  05402-1101
Phone: (802)
862-5913/800-649-3366
Fax: (802) 862-5974
Website: www.vatcweb.com
Contact: Andrew Mikell          
andymikell@catic1.com



VHFA's mission is to finance and promote affordable, safe and decent housing
opportunities for low and moderate-income Vermonters.  www.vhfa.org     VHFA provides
homeownership financing by purchasing loans from 37 participating lenders around the
state. Participating lenders include banks, credit unions and mortgage companies.
Vermont Housing Finance Agency
P. O. Box 408
Burlington,VT  05401
Phone: (802) 652-3427
Fax: (802) 863-5422
Website:  www.vhfa.org
Contact: Erin Navin Perrin      
eperrin@vhfa.org
GOLD SPONSORS
South Burlington,VT  05403  
Phone: (802) 860-4767  
Fax: (802) 860-2822
Website: www.peetlaw.com  
Contact: Fred Peet        
fpeet@peetlaw.com
Mortgage Guaranty Insurance Corp.
300 Granite St., Ste 404
Braintree,MA  02184
Phone: (800) 343-6384
Fax: 781-356-2852
Website:  www.mgic.com
Contact: Jon Korpela
jon_korpela@mgic.com
Peoples United Bank
2 Burlington Square
Burlington, VT  05401
Phone: (802) 660-1583
Website:  www.peoples.com
Contact: Janet Knutsen, CMP      
  janet.knutsen@peoples.com
SILVER SPONSORS
VSECU  
P. O. Box 67  
Montpelier,VT  05601  
Phone: (802) 371-5162  
Fax: (802) 223-8686
Website: www.vsecu.com  
Contact: Kathy Simanskas  
ksimanskas@vsecu.com
The Law Offices of Fred V. Peet concentrates its practice on residential
and commercial real estate transactions.  It assists buyers and sellers of real estate as
well as mortgage lenders throughout the State of Vermont.  The firm consists of four
experienced attorneys who combine their knowledge of Vermont real estate law with the
responsiveness and attention to detail that real estate transactions require.  The mission of
the firm is to provide professional legal advise while moving transactions forward in a  
timely and cost effective manner.  The firm performs title searches, closings and related
real estate services throughout the State of Vermont.
First American Title Insurance Co.
P. O. Box 1509
Burlington,VT  05402-1509
Phone: (802)  658-8717
Fax: (802) 658-8779
Website: www.firstam.com
Contact: Harland (Hal) Miller III,
Esq.hmiller@firstam.com
PLATINUM SPONSORS
DIAMOND SPONSORS
Our Mortgage Officers are experienced, local experts who help members to find
the home loan product that's right for them, under terms that are best suited to
Our Mortgage Officers are experienced, local experts who help members to find
their needs and budget.
Spruce Mortgage is a leader in residential,
second home, investment property mortgages,
and refinancing. We know Vermont's Champlain
Valley and loan markets thoroughly. We offer low
rates, honest advice, and a quick turnaround.
346 Shelburne Road
Burlington,VT  05401
Phone: (802) 863-8816
Fax: (802) 863-8817
Mortgage Broker
Website: www.sprucemortgage.com
Contact: Gene Richards        
Generichards@generichards3.com
New England Federal Credit Union
141 Harvest Lane
Williston,VT  05495
Phone: (802) 879-8790
Fax: (802) 879-8734
www.nefcu.com
Contact: John Hood    hood@nefcu.com
An Experian Sales Agent

Simply put, we help our clients keep a "healthy" business!  Strategic Information Resources is the partner your company
needs to stay ahead in today's business environment. We have time-tested solutions that can:
•        Ensure your customers have an ability to pay
•        Streamline your Consumer or Commercial lending programs
•        Conduct background checks on employees or tenants  
•        Find New customers
We provide access to hundreds of information sources that are designed to help you make informed business decisions.
Our data is compiled from real-time sources that include credit reports, court records, consumer data, real-
estate/property information and government records. www.Strategic Information Resources  
155 Brookdale Dr.
Springfield,MA  01104
Phone: (800) 332-9479 x653
Fax: 800-345-3392
Credit Reporting Agencies
Contact: Maureen Devine
mdevine@nextgeninfo.com
Northfield Savings Bank
P. O. Box 347
Northfield,VT  05663
Phone: (802) 485-5871
Website: www.nsbvt.com
Contact: Peter Goodell            
peterg@nsbvt.com
Prime Lending, A Plains Capital Company
62 Tilley Dr., Suite 202
So. Burlington, VT  05403
Phone: (802) 846-2891
Fax: (802) 846-2894
Website:  www.primelending.com
PMcHenry@primelending.com
South Burlington, VT 05403.   
Phone:  802-861-4400
Fax: (802) 872-3566
Website: www.wellsfargo.com
Contact: Dody Fraher-Ruland,
dody.fraher-ruland@wellsfargo.com