Chittenden Bank, a subsidiary of Chittenden Corporation, is Vermont's largest full-service
bank with more than 50 offices and 670 employees throughout the state.  Originally chartered in
1904 as the Chittenden County Trust Company, Chittenden is proud to now count one out of
three Vermont households as customers.  Areas of focus for Chittenden include commercial
banking, business services, insurance services, consumer banking, wealth management and
mortgage services.  


























Mortgage Guaranty Insurance Corp.  Success doesn't happen by accident. It starts
with a plan. From locating and bringing business in the door to processing, maintaining and
managing it, MGIC is there every step of the way to help you design and develop that plan.
Vermont Mortgage Bankers Association
DIAMOND SPONSORS

First American Title Insurance Company, the largest subsidiary of
The First American Corporation (NYSE:FAF), traces its history to 1889.  One of the largest
title insurers in the nation, the company offers title services through nearly 1,500 offices
and an extensive network of agents throughout the United States and abroad.  The
company has its headquarters in Santa Ana, California.  www.firstam.com

Vermont Attorneys Title Corporation
We insure the American Dream.  Vermont Attorneys Title Corporation
(VATC) is a bar-related subsidiary of CATIC, the second largest
bar-related title insurance company in the United States.  Relying on its
strong and loyal network of agents and members CATIC has been the #1
title insurer in the Vermont marketplace for years.  Because your home or
business property is a substantial investment and because it does make a
difference who insure your title, be sure to ask your attorney to issue a
VATC policy.  Visit us at www.vermontattorneystitle.com.
Vermont Attorneys Title Corp.
P. O. Box 1101
Burlington,VT  05402-1101
Phone: (802) 862-5913/800-649-3366
Fax: (802) 862-5974
Website: www.vatcweb.com
Contact: Andrew Mikell          
andymikell@catic1.com



VHFA's mission is to finance and promote affordable, safe and decent housing
opportunities for low and moderate-income Vermonters.  www.vhfa.org     VHFA provides
homeownership financing by purchasing loans from 37 participating lenders around the
state. Participating lenders include banks, credit unions and mortgage companies.
Vermont Housing Finance Agency
P. O. Box 408
Burlington,VT  05401
Phone: (802) 652-3427
Fax: (802) 863-5422
Website:  www.vhfa.org
Contact: Erin Navin Perrin      
eperrin@vhfa.org
GOLD SPONSORS
55 Patchen Road  
South Burlington,VT  05403  
Phone: (802) 860-4767  
Fax: (802) 860-2822
Website: www.peetlaw.com  
Contact: Fred Peet        
fpeet@peetlaw.com
Mortgage Guaranty Insurance
Corp.
300 Granite St., Ste 404
Braintree,MA  02184
Phone: (800) 343-6384
Fax: 781-356-2852
Website:  www.mgic.com
Contact: Jon Korpela
jon_korpela@mgic.com
Chittenden Bank
150 Bank Street
Burlington, VT  05401
Phone: (802) 660-1583
Website:  www.chittenden.com
Contact: Janet Knutsen, CMP       
 jknutsen@chittenden.com
SILVER SPONSORS
National City Mortgage  
75 Talcott Rd., Ste. 70  
Williston,VT  05495  
Phone: (802) 879-4424 x235  
Fax: (802) 879-9324  
Website: www.nationalcitymortgage.com/vermont   
Contact: Jeff Myers     jeff.myers@ncmc.com
VSECU  
P. O. Box 67  
Montpelier,VT  05601  
Phone: (802) 371-5162  
Fax: (802) 223-8686
Website: www.vsecu.com  
Contact: Kathy Simanskas  ksimanskas@vsecu.com
The Law Offices of Fred V. Peet concentrates its practice on residential and
commercial real estate transactions.  It assists buyers and sellers of real estate as well as
mortgage lenders throughout the State of Vermont.  The firm consists of four experienced
attorneys who combine their knowledge of Vermont real estate law with the responsiveness
and attention to detail that real estate transactions require.  The mission of the firm is to
provide professional legal advise while moving transactions forward in a  timely and cost
effective manner.  The firm performs title searches, closings and related real estate services
throughout the State of Vermont.

Simply put, we help our clients keep a "healthy" business!  Strategic Information Resources is the partner
your company needs to stay ahead in today's business environment. We have time-tested solutions that
can:
•        Ensure your customers have an ability to pay
•        Streamline your Consumer or Commercial lending programs
•        Conduct background checks on employees or tenants  
•        Find New customers
We provide access to hundreds of information sources that are designed to help you make informed
business decisions. Our data is compiled from real-time sources that include credit reports, court
records, consumer data, real-estate/property information and government records. www.Strategic
Information Resources  
155 Brookdale Dr.
Springfield,MA  01104
Phone: (800) 332-9479 x653
Fax: 800-345-3392
Credit Reporting Agencies
Contact: Maureen Devine
mdevine@nextgeninfo.com
An Experian Sale Agent
First American Title Insurance Co.
P. O. Box 1509
Burlington,VT  05402-1509
Phone: (802)  658-8717
Fax: (802) 658-8779
Website: www.firstam.com
Contact: Harland (Hal) Miller III,
Esq.hmiller@firstam.com
Branch Name: Colchester - Retail
Branch Manager: Marilyn Morin Roberts
Address: 19 Roosevelt Hwy,
Suite 110, Vermont 05446
Phone Number: 802-654-7896
Fax Number: 802-654-7761
Email: mmorinroberts@umc123.com
Branch Name: Newport - Retail
Branch Manager: Paul Chandler
Address: 15 Taylor Street,
Suite 4 Newport, Vermont 05855
Phone Number: 802-334-1999
Fax Number: 802-334-6663
Email: pchandler@umc123.com
Branch Name: Barre - Retail
Branch Manager: Wanda French
Address: 164 S Main St Barre,
Vermont 05641
Phone Number: 802-476-9800
Fax Number: 802-476-5494
Email: wfrench@umc123.com
Branch Name: Morrisville - Retail
Branch Manager: Wanda Allaire
Address: 34 Pleasant St,
Unit #3 Morrisville, Vermont 05661
Phone Number: 802-888-2228
Fax Number: 802-888-2249
Email: wallaire@umc123.com