Vermont Mortgage Bankers Association
ABX Title/Unsworth Barra & Jarrett
P. O. Box 123
Essex Junction,VT  05452
Phone: (802) 879-7133
Fax: (802) 879-0408
Legal Services
Contact: Steve Unsworth  sunsworth@abxtitle.com

TD Bank  
P.O. Box 5119
Burlington, VT  05402
Phone: (800) 358-2651
Website: www.TDBank.com
Mortgage Banking

Berkshire Bank
P. O. Box 1567
Manchester, VT  05255
Phone: (802) 549-5285
Fax: (802) 549-5281
Mortgage Banker
Contact:  ncowlin@berkshirebank.com

Chicago Title Insurance Company
Lawyers Title Insurance Co.
Commonwealth Land Title Co
40 Main St.
Ste #110        
Burlington, VT  05401
Phone: (802) 272-5600  or (800) 698-9351
Title Companies
Website: www.cticne.com
Contact: Amanda See Tucker  tuckera@ctt.com


Citizens Bank
5068 Shelburne Rd.
Shelburne, VT  05482
802-985-4311
Fax: 802-985-9138
Mortgage Banking
Contact: Kathryn.Boardman@citizensbank.com

CMA Appraisals, Inc.
565 Barnes Road
Montpelier,VT  05602
Phone: (802) 223-5770
Fax: (802) 223-5771
Appraisal Services
Contact: Guy Andrews            guy@cma-vt.com

CMG Mortgage Insurance Co.
128 Wheelock Road
Penfield, New York, 14526
Phone: 585-455-3429
Mortgage Insurance
Contact:  Len Patti     len.patti@cmgmi.com

Community National Bank
P. O. Box 259
Derby,VT  05829
Phone: (802) 334-7915
Fax: (802) 334-8266
Mortgage Banking
Website: www.communitynationalbank.com
Contact: Bonnie Currier  bcurrier@communitynationalbank.com

Coombs &Davisl, LLP.
P. O. Box 1079
Williston,VT  05495
Phone: (802) 879-1440
Fax: (802) 879-0510
Website: www.cdrelaw.com
Legal Services
Contact: Fred Coombs            fred@cdrelaw.com


Dolan Appraisal Service
2 Cascade Court
Essex Junction,VT  05452
Phone: (802) 878-1480
Fax: (802) 879-3669
Appraisal Services
Contact: John Dolan     jdolandas@adelphia.net


First American Title Insurance Co.
P. O. Box 1509
Burlington,VT  05402-1509
Phone: (802)  658-8717
Fax: (802) 658-8779
Website: www.firstam.com/faf/html/corpdir/html/tivt.html
Title Companies
Contact: Harland L. Miller III, Esq.      hmiller@firstam.com

First National Bank of Orwell
441 Main Street
P.O. Box 38
Orwell, VT  05760-0038
Phone: 802-948-2811
Fax: 802 948-2309
Contact: Shelly Duprey, sduprey@shoreham.net


Gilman Housing
Lyndonville, VT

Guaranteed Rate
P.O. Box 27
Woodstock, VT  05091
Contact - Norm Frates


Genworth Mortgage Insurance Company
764 Red Oak Drive
Schenectady,NY  12309
Phone: (800) 548-0884/518-869-2843/car 518-573-6606
Fax: 518-370-1034
Private Mortgage Insurance Companies
Contact: Linda White  Linda.A.White@Genworth.com

Heritage Family Credit Union
30 Allen Street
Rutland, VT  05701
Phone: (802) 776-2104
Fax: (802) 775-7864
Mortgage  Banking
Website: www.hfcuvt.com
Contact: Marleen Cenate   marleen@hfcuvt.com


Key Bank Mortgage
149 Bank St
Burlington, VT  05401
Phone 800-642-5154 Ext. 4181
Fax 216-370-9251
Mortgage Banking
Website: www.keybank.com
Contact:  Mark Erickson   mark_i_erickson@keybank.com
Williston Branch - Timothy R Poirier     timothy_r_poirier@keybank.com
Rutland Branch - Joseph Tripodi    joseph_v_tripodi@keybank.com

Kittredge Mortgage Corporation
P. O. Box 9220
So. Burlington,VT  05407
Phone: (802) 658-5145
Fax: (802) 658-5484
Mortgage Banking
Contact: Keith Kittredge         kmcsbur@kittmtg.com
123 Bonnet Street
Manchester, VT  05254
Phone: (802) 362-4874
Fax: (802) 362-4975
Contact: Dick Kittredge     kmcman@kittmtg.com

Lake Sunapee Bank
P. O. Box 30, 1 Bond St.
Woodstock,VT  05091
Phone: (802) 457-4500
Fax: (802) 457-4605
Mortgage Banking
Website: www.firstcommunitybankvt.com
Contact: Ken Howe    khowe@fcbvt.com

Law Offices of Fred V. Peet
55 Patchen Road
South Burlington,VT  05403
Phone: (802) 860-4767
Fax: (802) 860-2822
Legal Services
Website: www.peetlaw.com
Contact: Fred Peet      fpeet@peetlaw.com


Mansfield Mortgage Professionals
57 River Road, Suite 1009
Essex Junction, VT  05452
Phone: 802-879-4200,  877-757-2540
Fax: 866-390-8648
Website: www.mmpvt.com
Mortgage Broker
Contact:  David Leahey  davidleahey@mmpvt.com

Maple Tree Mortgage
209 Lakewood Parkway
Burlington, VT  05408
Phone/Fax = 802-651-1052  802-651-9320
Mortgage Broker
john@mapletreemtg.com
Roberta@mapletreemtg.com

Merchants Bank
275 Kennedy Drive
South Burlington, VT  05403
Phone: (802) 658-3400
Fax: (802) 865-1891
Mortgage Banking
Contact: Betsy Kapner    ekapner@mbvt.com

MetLife Home Loans
160 E. Main Street
P.O. Box 326
Richmond, VT  05477
Phone:  802-238-4216
Contact:  Scott Funk, sfunk1@metlife.com

Model Appraisal Services
P. O. Box 10345
Bedford,NH  03110
Phone: (603) 647-4111
Fax: (603) 647-5585
Appraisal Services
Contact: James Pyer    modelappraisal@NHVT.net

Mortgage Financial, Inc.
354 Mountainview Drive
Colcherster,VT  05446
Phone: (802) 658-5599
Fax: (802) 658-9727
Mortgage Banking
Website: www.mfsvt.com
Contact: Mark Chaffee, CMP       markchaffee@mfsloan.com

Mortgage Guaranty Insurance Corp. (MGIC)
37 Tyler Drive
Goffstown, NH        3045
Phone: 800-523-2633/603-384-1265
Fax: 800-835-2394
Private Mortgage Insurance Companies
Website:  www.mgic.com
Contact: Jon Korpela    jon_korpela@mgic.com
National Bank of Middlebury
P.O. Box 189
Middlebury,VT  05753
Phone: (802) 388-4982
Fax: (802) 388-6077
Mortgage Banking
Website: www.nationalbankmiddlebury.com
Contact: Debbbie Wing  dwing@nationalbankmiddlebury.com


NBT Bank
Contact - Helen Pinan


NeighborWorks of Western Vermont
110 Marble Street
West Rutland,VT  05777
Phone: (802) 438-2303
Fax: (802) 438-5338
Mortgage Banking
Contact: Mary Rajda   rwnhs@vermontel.net

New England Federal Credit Union
141 Harvest Lane
Williston,VT  05495
Phone: (802) 879-8790
Fax: (802) 879-8734
Mortgage Banking
Contact: John Hood    hood@nefcu.com

NorthCountry Federal Credit Union
69 Swift St., Suite 100
So. Burlington, VT  05403
Phone: (802) 660-3258
Fax: (802) 864-9849
Contact: Jeff Smith    jsmith@northcountry.org

Northeast Home Loan
80 Flat St.                
Brattleboro  VT        05301       
802- 257-7815                
Contact:  Ed Sensor - edsensor@northeasthome.com

Northfield Savings Bank
P. O. Box 347
Northfield,VT  05663
Phone: (802) 485-5871
Mortgage Banking
Website: www.nsbvt.com
Contact: Peter Goodell            peterg@nsbvt.com

Opportunities Credit Union
18 Pearl Street
Burlington,VT  05401
Phone: (802) 865-2002
Fax: (802) 865-2021
Mortgage Banking
Website: www.oppsvt.org
Contact: Cheryl Fatnassi           cfatnassi@oppsvt.org

Peoples Trust Company
25 Kingman,  P. O. Box 320
St. Albans,VT  05478-0320
Phone: (802) 524-2196/800-479-2196
Fax: (802) 524-7763
Mortgage Banking
Website: www.peoplestrustcompany.com
Contact: Angela Poirier      apoirier@peoplestrustcompany.com

Peoples United Bank
2 Burlington Square
Burlington, VT  05401
Phone: (802) 660-1583
Website:  www.peoples.com
Mortgage Banking
Contacts:
Janet Knutsen, CMP    jknutsen@peoples.com
Nicole Hayes, CMP      nhayes@peoples.com
Christie Mitchell, CMP    cmitchell@peoples.com
Kellie Stoll, CMP   kstoll@peoples.com
Brattleboro Branch
Cathy Eakins, CMP    ceakins@peoples.com

Primary Residential Mortgage, Inc
Stowe, VT
Phone: (802) 879-8390
Fax: (802) 879-7683
Mortgage Lender
Contact: Mark Stanton, CMP   mstanton@primeres.com


Prime Lending, A Plains Capital Company
62 Tilley Dr., Suite 202
So. Burlington, VT  05403
Phone: (802) 846-2891
Fax: (802) 846-2894
Mortgage Banking
Website:  
Contact: Jeff Myers@primelending.com, PMcHenry@primelending.com

Republic Mortgage Insurance Company
1777 Parkway West, Suite 20
Blue Bell, PA  19422
Phone: (603) 494-0797
Fax: (800) 833-3370
Mortgage Insurance
Website: www.rmic.com

Seville Appraisals
P.O. Box 1534
Stowe, VT  05672
Phone: 802-253-8466
Fax: 802-253-8556
Appraisal Services
Contact:  Linda Seville    lindas@stowevt.net

Spruce Mortgage
346 Shelburne Road
Burlington,VT  05401
Phone: (802) 863-8816
Fax: (802) 863-8817
Mortgage Broker
Website: www.sprucemortgage.com
Contact: Gene Richards        Generichards@generichards3.com

Strategic Information Resources/SIR
155 Brookdale Dr.
Springfield,MA  01104
Phone: (800) 332-9479 x653
Fax: 800-345-3392
Credit Reporting Agencies
Contact: Maureen Devine   Mdevine@nextgeninfo.com

Summit Financial Center, Inc. (Merrimack Mortgage Company, Inc.)
P. O. Box 5300
Burlington,VT  05402-5300
(1045 Elm St., Suite 601  Manchester, NH  03101)
Phone: (802) 863-0403
Fax: (802) 863-4602
Mortgage Banking
Website: www.summitvt.com
Contact: Mark Severance     mseverance@summitvt.com

Shelter Mortgage
19 Roosevelt Highway, Suite 101
Colchester, VT 05446
Phone: (802) 654-7896
Fax: (802) 654-7761
Mortgage Banking
Contacts:
Marilyn Morin, CMP    mmorin@gbmail.com
Kelly Deforge, CMP    kdeforge@gbmail.com
Tina Olson, CMP    tolson@gbmail.com


Vermont Attorneys Title Corp.
P. O. Box 1101
Burlington,VT  05402-1101
Phone: 862-5913/800-649-3366
Fax: (802) 862-5974
Title Companies
Website: www.vatcweb.com
Contact: Andrew Mikell          andymikell@catic1.com

Vermont Federal Credit Union
80 Midas Drive.  P.O. Box 36
South Burlington,VT  05403
Phone: (802) 923-1313, (888) 252-0202 ext. 1313
Fax: (802) 864-6938
Mortgage Banking
Website:   www.vermontfederal.org
Contact: Donna Bogue            dbogue@vtfcu.org

Vermont Home Mortgage Group
950 Shelburne Road
South Burlington,VT  05403
Phone: (802) 660-7969
Fax: (802) 863-5508
Mortgage Broker
Website: www.vhmg.net
Contact: Paul Cannizzaro         paulcan@vhmg.net

Vermont Housing Finance Agency
P. O. Box 408
Burlington,VT  05401
Phone: (802) 652-3427
Fax: (802) 863-5422
Website:  www.vhfa.org
Mortgage Banking
Contact: Erin Perrin       eperrin@vhfa.org

VSECU
P. O. Box 67
Montpelier,VT  05601
Phone: (802) 371-5162  800-371-5162
Fax: (802) 223-8686
Mortgage Banking
Website: www.vsecu.com
Contact: Kathy Simanskas  ksimanskas@vsecu.com

W J Bradley
Phone: 802-734-5636
Fax: 802-304-9162
Mortgage Banking
Contact:  Matt Hemphill    


Ward & Babb
3069 Williston Road
So. Burlington,VT  05403
Phone: (802) 863-0307
Fax: (802) 863-4587
Legal Services
Contact: Eugene (Chip) Ward, III, Esq.  ward@wkblawyers.com

Wells Fargo Home Mortgage
56 West Twin Oaks Terrace Suite 4
South Burlington, VT 05403.   
Phone:  802-861-4400
Fax: (802) 872-3566
Mortgage Banking
Contact: Dody Fraher-Ruland, dody.fraher-ruland@wellsfargo.com


Wick & Maddocks Law Offices
P. O. Box 1336
Burlington,VT  05402
Phone: (802) 658-3037
Fax: (802) 658-4918
Legal Services
Contact: James Wick  wickmadx@together.net

Wiener & Gale
P. O. Box 433
Burlington,VT  05402-0433
Phone: (802) 863-1836
Fax: (802) 863-1948
Legal Services
Contact: Lisa Gale Peery, Esq.  lisa@wgpc.com