Historical List of VMBA Education

1995
4/95         HUD/FHA Lender Selection of Appraisal Seminar

1996
1/96       Internet Seminar
3/96      Credit Scoring
9/96      Condo Financing
11/96   Self-Employed Borrower

1997
2/97      Regulatory Review
4/97     The Closing Process & Title Insurance


1998
1/98      Make The Customer Say WOW!
2/98      Detecting Fraud & Misrepresentation
2/98      Analysis of the Self-Employed Borrower
5/98       What’s Up With FHA?
10/98       How To Process a Loan
12/98     FHA 203k

1999
5/99      Negotiating the Road to Closing
7/99      Mortgage Insurance Cancellation

2000
1/00    FHA Educational Seminar
2/00     VA Educational Seminar
3/00       Evaluating the Self-Employed Borrower
4/00     Automated Underwriting
7/00     HUD Educational Seminar
11/00       Evaluating the Self-Employed Borrower

2001
1/01    HUD Educational Seminar
3/01  Automated Underwriting
10/01    Customer Service Excellence

2002
2/02    Credit Scoring
4/02   Self-Employed Borrower

2003
2/03    How to Process a Loan
3/03    ESPA, HOEPA, Freddie Mac
4/03     Title Insurance
4/03    Self-Employed Borrower
10/03          School of Mortgage Banking: Course I
Class 1 October 8, 2003: HISTORY OF MORTGAGE LENDING, SECONDARY MORTGAGE MARKET
Class 2 October 15, 2003: ORIGINATION AND MORTGAGE PRODUCTS
Class 3 October 22, 2003: COMPLIANCE AND DOCUMENTATION, UNDERSTANDING THE CREDIT REPORT
Class 4 October 29, 2003: ORIGINATING AND PROCESSING CONVENTIONAL MORTGAGES, PRIVATE MORTGAGE INSURANCE
Class 5  November 5, 2003: UNDERWRITING CONVENTIONAL MORTGAGES
Class 6 November 12, 2003: OVERVIEW OF FHA, VA, RURAL HOUSING, AND VHFA
Class 7 November 20. 2003: REAL ESTATE RESIDENTIAL APPRAISAL
Class 8 December 3, 2003: SERVICING AND QUALITY CONTROL
Class 9 December 10, 2003:
CLOSING THE REAL ESTATE LOAN, SECURITY INSTRUMENTS, FUNDAMENTALS OF REAL ESTATE LAW
11/03   Predatory Lending

2004
1/04      Credit Scoring
2/04     Sales Strategies
3/04      Construction Lending
4/04     Self Employed Borrower
10/04   
 School of Mortgage Banking: Course I
Class 1 October 6, 2004: Overview of Mortgage Lending, History and Role of Mortgage Lending in the Economy
Pricing, Rate Sheets, Products and Programs
Class 2 October 13, 2004: Processing Conventional Mortgages, Private Mortgage Insurance
Class 3 October 20, 2004: Originating the Loan File, Products & Qualification, Sales Strategies
Class 4 October 27, 2004: Compliance and Documentation
Class 5  November 3, 2004: Understanding the Credit Report
Class 6 November 10, 2004: Underwriting Conventional Mortgages
Class 7 November 17. 2004: Overview of FHA, VA, Rural Housing and VHFA
Class 8 December 1, 2004:  Residential Real Estate Appraisal
Class 9 December 8, 2004: Closing the Real Estate Loan, Fundamentals of Real Estate Law

2005
1/05       School of Mortgage Banking Course II
Class 1 Advanced Sales Techniques
Class 2 Secondary Market and Pricing
Class 3 Servicing and Quality Control
Class 4 Advanced Underwriting, Automated Underwriting, Underwriting the Appraisal
Class 5 Underwriting Self-employed Borrowers
Class 6 Condominium Analysis, Stormwater Issues

10/05    School of Mortgage Banking: Course I
Class 1 Wed., October 12 Overview of Mortgage Lending - History and Role of Mortgage Lending in the Economy, Rate Sheets,
Products and Programs
Class 2 Wed., October 19 Processing Conventional Mortgages, Private Mortgage Insurance
Class 3 Wed., October 26 Originating the Loan File, Products & Qualifications, Sales Strategies
Class 4 Wed., November 2 Compliance and Documentation: Fair Lending & Disclosures and VT State Regulatory Highlights
Class 5 Wed., November 9  Understanding the Credit Report
Class 6 Wed., November 16  Underwriting Conventional Mortgages
Class 7 Wed., November 30  FHA & VA, VHFA, Rural Housing
Class 8 Wed., December 7  Residential Real Estate Appraisal & Underwriting the Appraisal
Class 9 Wed., December 14 Closing the Real Estate Loan, Fundamentals of Real Estate Law

11/05      VA Training

12/05     Appraisals - Underwriting and New Forms

2006
1/06     School of Mortgage Banking Course II
January 25 1p - 4p Secondary Market and Pricing
February 1 1p - 4p Servicing and Quality Control
February 8 1p - 5p Underwriting Self-employed borrowers
February 15 1p - 4p Condominium Financing
February 22 12:30p - 3:30p Ten Secrets to Successful Customer Retention, Tellin Ain't Sellin: A Sales Training Clinic

5/06     VBA/VMBA Mortgage Day
Nov. 15 Fraud Seminar
(Qualifies for Ethic's Education for CMP Program)

2007
January 23, Program Updates and Issues
February 13  Joint Conference - Manchester, NH
Bus Trip to Sales Seminars and Marketplace Reception
March - RD Guarantee Lender Training  - March 20   2:00
April -Reverse Mortgage Seminar - Thursday, April 5  
Critical Closing Issues - Wednesday, April 11

May -FRAUD and Consequences - Wednesday, May 2  
Program 8:30 - 12:00
Jerome Mayne  - National author, speaker and Convicted FRAUD Felon.  
(Qualifies for Ethic's Education for CMP Program)

RD Guarantee Lender Training May 8   10:00 AM
Teleconference.  Spend 45 minutes with the RD Staff  

VBA Mortgage Day Seminar  May 15    8:30 - 3:00

October 11  -Economic Update Seminar
What Went Wrong?  What's Next?
Freddie Mac Deputy Chief Economist, Amy Crews Cutts, Ph.D and Ben Niles will review the Mortgage Crisis and Forecast for 2008
Sheraton Conference Center 870 Williston Road, Burlington Registration 8:30   Program 9:00 - 12:00

November
November 8 - VA Program Update
November 15 - Conventional & VHFA Loans
November 29 - FHA Update
Echo at the Leahy Center for Lake Champlain

December
Holiday Social - December 5
5:30 - 8:00     Inn at Essex
12/5  Sales Seminar 1:30 - 5:00
Essex Outlet Theater

2008
February 6 & 7
Annual NH Joint Mortgage Conference Radisson Hotel - Center of NH Manchester, NH

February 14, 2008
Understanding Credit Scores and Current Issues
Essex Outlet Theater  Registration 8:30, Seminar 9:00 - 12:00

Tuesday, February 26, 2008   
USDA RURAL DEVELOPMENT GUARANTEED LOANS
FREE WEB TRAINING FEBRUARY 26, 2008—10:00 AM

March 20
Condo Update Seminar
Sheraton, Burlington   9:30 - 12:00 Freddie & Fannie review the new Condo Rules

April 9th
Legislative Training & Luncheon
8:30 - 9:30  Breakfast Social at the Statehouse
9:30 - 10:30 How to make a difference - effective input - Chris Rice
10:30 - 11:30 View committee meeting or general session
12:00 Lunch at Capitol Plaza with Rep. Shap Smith and BISHCA Reps

April 10
Special Membership Event - Rutland
Credit Seminar 3:00 - 5:00
South Station, 170 South Main Street, Rutland
Network at Night  5:00 - 7:00

Thursday, May 1 -
Compliance Update Seminar
BISHCA Reps, Tom Candon, Sue Clark, Steve Knudson along with
David Hadlock, of Hadlock Law Offices, Natick, MA, will review
current regulations, the new licensing process, and more.
Note - this program meets the VMBA CMP Ethics Education requirement

May 7th
Vermont Mortgage Bankers Association
Annual Meeting  & Recognition Dinner
Sheraton Conference Center, Burlington
More Information


May 14
VBA/VMBA Joint Mortgage Day Seminar   
Capitol Plaza Hotel, Montpelier   

VMBA 2008 Golf Open   &  BBQ at  Rocky Ridge
Wednesday, June 4th
12:00 Check-in   12:30 Shotgun Start
4:30 - Social Hour.  BBQ 5:30

June 26  
9 - 11:30
RESPA Do's and Don't Seminar at ECHO
Ruth Dillingham, First American Title
(Qualifies for Ethic's Education for CMP Program)

New England Mortgage Banking Conference
NEMBC - Sept 24 - 26
More than 10 Educational Sessions available over 3 days

October
Thursday, October 16
Analyzing Self Employed Borrowers
Beyond the Basics
Instructor:  Charles Kron, Training Specialist
Genworth Mortgage Insurance
8:00 Registration   8:30 - 12:00 Class
ECHO Lake Aquarium & Science Center

November 5  
Registration 1:00, Class 1:20 - 4:30
Appraisal Challenges in Today's Market -
Understanding the Rules, Roles and Responsibilities
of the Lender, Appraiser and Investor
This program has been approved by the VT Board of RE Appraisers for 3 hours of credit.
Sheraton Hotel & Conference Center, Burlington

November 18
VT Statewide Housing Conference
9 - 4:00 (Registration at 8)
Sheraton Burlington Conference Center
Click Here for More Information

Thursday, December 4th, 2008
Sheraton Hotel & Conference Center, Burlington
Holiday Social   5:30 - 8:00
&
Seminar
The Market Has Changed.  The Borrower Has Changed. Have YOU?
1:30 Registration  Class 2:00 - 5:00
An in-depth and practical look at today's mortgage market, borrower trends, attitudes and behaviors, what type of borrowers live where, and
discover how to make this information differentiate you from the competition and drive more volume into your door.
Sponsored by Genworth Mortgage Insurance
Instructor:  Steve Richman, National Spokesperson & Customer Sales Trainer

2009
FHA Fundamentals Workshop
Brought to you by CampusMBA and Vermont MBA
January 22, 2008
8:30 - 5:00 (Registration begins at 8:00)
New England Federal Credit Union Education Center

eWednesday, March 18
Economic and Housing Market Outlook Webinar
Amy Crews Cutts, Deputy Chief Economist, Freddie Mac
9:30 - 11:00

VMBA & CampusMBA Co-host
Relief Refinance Mortgage
Freddie Mac's Implementation of the
Home Affordable Mortgage Program (HASP) Webinar
Monday, April 20, 2009  2:00 p.m. - 3:30 p.m.

VBA/VMBA Joint Mortgage Day Seminar   - May 12, 2009
Registration 8:30  Program 9 - 12:00  Lunch 12:15
Capitol Plaza Hotel, Montpelier   

June 23, 2009
New TILA Requirements
Live Online Workshop
Amendments to Reg Z are Effective July 30, 2009
Webinar June 23, 2009
2:00 p.m. - 3:30 p.m.
To Register Call 1-800-793-6222, select option 3

Wednesday, August 5th - 5:00 - 7:30
Summer Gala Social at SPLASH

September 9
3 Hour RESPA Federal Law PE Training
NMLS Course #1028
Registration - 8:30  Class 9:00 - 12:00
Hampton Inn, Burlington


New England Mortgage Banking Conference
NEMBC - Sept 30 - Oct 2 Providence, RI


October
October 13
Full Day Program - Two Sessions - 8 Hours
Reverse Mortgage Seminar
Registration at 8. Class 8:30 - 12:30
Sheraton, Burlington
NMLS Approved Course #1102
Trainer - Mark Burton, CSA, Director of Community Lending Services, American Home Bank Reverse
Plus
4 Hour VT Mortgage Law 101 Seminar
Registration at 1:00. Class 1:30 - 5:30
NMLS Approved Course #1131 -  4 Hour Elective PE Credit
Prepare for the State Licensed Lenders Test - What you need to know
Presented by Vermont Department of Banking Reps, Sue Clark & Steve Knudson


November 7
NMLS  Approved Ethics Class
FHA, Fair Lending & Consumer Credit Protection
4 Hour Class


WEBINAR
Preparing to Take the SAFE MLO Test
Tuesday, November 24  or Wednesday 12/2
9:00 - 10:00