Guy Andrews
    CMA Appraisals, Inc.
    50 State Street
    Montpelier, VT  05602
    Phone: (802) 223-5770
    Fax: (802) 223-5771
    E-mail: guy@cma-vt.com

     Joe Cousino, CMP
             Universal Mortgage Corporation
    19 Roosevelt Highway, Suite 101
    Colchester, VT 05446
    Phone: (802) 654-7896
    jcousino@umc123.com

    Jon Korpela
    MGIC
    14 Campus Blvd. Ste. 210
    Newtown Square, PA  19073
    Phone: 800-523-2633
    Fax: 800-835-2394
    E-mail: jon_korpela@mgic.com

    Andy Mikell
    Vermont Attorneys Title Corp.
    P. O. Box 1101
    Burlington,VT  05402-1101
    Phone: 862-5913/800-649-3366
    Fax: (802) 862-5974
    E-mail: andymikell@catic1.com

    Kellie Stoll, CMP
    Chittenden Bank.
    P.O. Box 820
    Burlington, VT  05402
    Phone: (802) 660-1336
    Fax: (802) 660-1627
    E-mail: kstoll@chittenden.com


    Heidi Hayward Urish, CMP
    Spruce Mortgage
    346 Shelburne Road
    Burlington, VT  05401
    Phone: (802) 652-0163
    Fax: (802) 863-8817
    E-mail: heidi@sprucemortgage.com
Governors
Past President
Nicole Hayes
Chittenden Bank
P. O. Box 820
Burlington, VT  05402-0820
Phone: (802) 660-1495
Fax: (802) 660-1627
E-mail: nhayes@chittenden.com
Contact us:

866-680-VMBA (8622)
President
Treasurer
Kathy Simanskas, CMP
Vermont State Employees Credit Union
P. O. Box 67
One Bailey Avenue
Montpelier, VT  05601-0067
Phone: 802-371-3164   800-371-5162 x3164
Fax: (802) 223-8686
E-mail: ksimanskas@vescu.com
Officers
Vermont Mortgage Bankers Association
Secretary-
Vice  President
Jason Pidgeon, AMP
New England Federal Credit Union
141 Harvest Lane
Williston, VT  05495
Phone:  (802) 879-8790
Fax:  (802) 879-8734
pidgeon@nefcu.com
Maureen Devine
Strategic Information Resources
155 Brookdale Dr.
P. O. Box 51958
Springfield, MA  01151-5958
Phone: 800-332-9479
Fax: 800-345-3392
E-mail: mdevine@nextgeninfo.com
Erin Navin Perrin
Vermont Housing Finance Agency
P.O. Box 408
Burlington, VT 05402
Phone: (802) 864-5743
Fax: (802) 863-5422
E-mail: eperrin@vhfa.org