

| The MBA home loan learning center is a comprehensive, unbiased resource for prospective homebuyers - provided by the Mortgage Bankers Association |

Stop unsolicited credit offers: OptOutPrescreen.com |
| Put your phone number on the federal government's Do Not Call Registry to reduce telemarketing calls at home. Visit: DoNotCall.gov or call 1-888-382-1222 |
| FTC Consumer Alert Your Application for a Mortgage may trigger competing offers. Learn more in the FTC's Consumer Alert. |
| The SIMPLE FACTS Brochure - The Simple Facts™ was created by the Mortgage Bankers Association — not any single lender — to help you easily identify the pros and cons of each type of mortgage and choose the one best for you. Read it now, and print a copy. |
| 2008 Vermont Property Tax Adjustment Worksheet |
LET US HELP YOU - Foreclosure Prevention Resource Center |
| Order Your Free Annual Credit Report: www.annualcreditreport.com |
| Vermont Consumer Help Vermont Banking Department Mortgage Assistance Program - Call 888-568-4547 |
| Consumer Credit Counseling Service of VT/NH Toll-Free: 1-800-327-6778 |